AML / CRM
regulatoryFully automated AML and client managementCapabilities: name screening, KYC/CDD/EDD, risk assessment, ongoing monitoring, record keeping, corporate due diligence, and transaction monitoring. The system combines data analytics and intelligent technology to help institutions meet regulatory requirements, reduce compliance risk, and improve operational efficiency.
Regulatory Context
In a globally integrated financial system, institutions must strictly comply with AML/CFT laws and effectively perform customer due diligence and risk management.
Institutions subject to the Anti-Money Laundering and Counter-Terrorist Financing Ordinance must implement KYC, CDD, ongoing monitoring, and record keeping, and manage customers and transactions on a risk-based approach.
FATF promotes international AML/CFT standards; institutions must monitor high-risk jurisdictions, sanctions lists, and reputational risk, and embed requirements into daily operations.
VASP, MSO, pagos and plataformas deben integrar AML en cobro, settlement and payout.
Product Modules
Modules can be enabled in phases by institution type and regulatory requirements, and connected to existing systems via API.
Comparación en tiempo real con PEP, sanciones, listas de enforcement, riesgo reputacional and medios negativos.
Apertura personal/corporativa, CDD, EDD, scoring, review continua and archivo del ciclo de vida del cliente.
For corporate clients, rapidly generate credit reports covering business registration, ownership structure, management, outbound investment, and risk records—supporting China and cross-border KYB scenarios.
Transaction Monitoring
Automated workflows and machine learning identify anomalous transactions and suspicious laundering activity. Supports on-premise or cloud deployment with preset monitoring rules, filterable and customizable per business needs.
Key Features
Applicable Industries
Para entidades financieras, DNFBP and proveedores de virtual assets and pagos sujetos a AML.
| Category | example |
|---|---|
| financial institution | ,, company, company,, |
| Please contact UpayAsia for compliance-reviewed service details. | Money Service Operator (MSO), payment companies, stored-value facility licensees, VASP/cryptocurrency service providers, trading service providers |
| professional services | Lawyers/notaries, accountants/auditors, trust or company service providers (TCSP), estate agents |
| regulatoryindustry | ,,, market |
RegTech Integration
AML/client management systems can connect via API to international risk intelligence and sanctions data sources, integratingtransaction monitoring、record keepingandname screeningOn a single platform, help institutions meet requirements under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO) and related rules.
Ecosystem
AML/client management can be planned with UpayAsia multi-channel collection, settlement, Payout, and Fintech delivery for an end-to-end compliance, fund-flow, and platform solution.
Explore Fintech projects Learn about multi-channel collection
FAQ
Covers KYC, CDD, EDD, name screening, risk assessment, ongoing monitoring, record keeping, corporate due diligence, and transaction monitoring—enableable in phases.
API onboarding is supported to connect transaction monitoring, name screening, and merchant systems for end-to-end compliance and operations.
Yes. VASP, MSO, payment companies, and crypto trading platforms can plan AML/CRM together with collection, settlement, and payout flows.
cancoordinatelicensetransactionsandannualprofessionalfollow-upservices, providing case-by-case application, compliance advisory, and operating-process design support.
Tell us institution type, regulatory region, and existing systems; we will arrange a demo and explain feasible integration options.
